Overdraft Protection allows you to link your checking account with another eligible Fulton account to cover purchases or debits if you don't have enough money in your account. There is a $12 Sweep Transfer Fee per day when the bank pays overdrafts.
Overdraft Elect™ means the bank may authorize and pay overdraft items for you whether or not you have linked an eligible Fulton Bank account to cover overdrafts. You are automatically enrolled in Standard Overdraft Elect. If you choose, you can also select to opt out for Overdraft Elect entirely or opt-in for our All-In Election Plan. There is a $39 Overdraft/NSF Fee per paid or returned item.