The fees charged depend on whether you enroll in Overdraft Protection.

 

There is no fee to enroll in Overdraft Protection. If enrolled, there’s a $12 Sweep Transfer Fee per day when the bank transfers money to pay overdrafts.

 

For consumer accounts without Overdraft Protection, there is a $32 fee charged to your account for each overdraft item. For business accounts the fee is $39 for an overdraft / NSF fee.

 

The maximum daily overdraft fee per account is $128 per day.