Mortgages

How do I submit a tax bill or Escrow Inquiry?
You may email all tax bills or escrow inquires directly to MTGEscrowServicing@fultonbank.com . Please include your name and loan number in your request so t...
Mon, 22 Aug, 2022 at 1:18 PM
What is private mortgage insurance?
When you make a down payment of less than 20%, the lender requires private mortgage insurance (PMI). This policy helps lender minimize risk.  PMI is also re...
Tue, 18 Aug, 2020 at 11:36 AM
How do I request to remove Private Mortgage Insurance (PMI) from my Mortgage?
Please note that automatic termination of PMI will occur when the principal balance is scheduled to reach 78% of the original value of the property. Value i...
Mon, 22 Aug, 2022 at 1:13 PM
What types of mortgages do you offer?
  We offer a wide range of mortgage solutions tailored to fit your needs. Some of our most popular mortgage products include:     Fixed Rate   Adjusta...
Tue, 18 Aug, 2020 at 11:32 AM
What is the Closing Cost Assistance Program?
  When purchasing a new home, eligible customers can receive up to $2,500 toward their closing costs through our Closing Cost Assistance Program. (CCAP). L...
Tue, 18 Aug, 2020 at 11:37 AM
Can I get pre-qualified for a mortgage?
  Yes, getting pre-qualified for a mortgage takes the guess work on how much you can borrow.  
Tue, 18 Aug, 2020 at 11:37 AM
What are mortgage points?
  A mortgage point is equal to 1% of your mortgage loan, and buying points is a way to lower your interest rate.  
Tue, 18 Aug, 2020 at 11:37 AM
What is the re-lock feature for construction loans?
  Our re-lock feature allows you to relock your rate to our current rate for an extended period anytime during the entire life of your loan without the has...
Tue, 18 Aug, 2020 at 11:38 AM
What is loan-to-value (LTV) ratio?
  Loan-to-value ratio, or LTV, is the difference between the loan amount you are requesting and the value of your collateral. Typically, home equity loans ...
Tue, 18 Aug, 2020 at 11:38 AM
What’s the difference between “pre-qualified” and “pre-approved”?
  Getting pre-qualified for mortgage is an evaluation of your creditworthiness and the amount you would likely qualify for. A pre-approval is an actual sta...
Tue, 18 Aug, 2020 at 11:39 AM