FAQ

What does ACH stand for?
  ACH is an acronym for Automated Clearing House. ACH is an electronic network for financial transactions in the United States. ACH services.  
Tue, 18 Aug, 2020 at 9:38 AM
I'm traveling abroad, how do I order foreign currency?
  There are several ways to place a foreign currency order. For security reasons, all orders must be picked up at a branch.   Order online by filling ou...
Wed, 15 Feb, 2023 at 3:24 PM
Do Fulton Bank branches count coins?
  Fulton Bank branches accept already rolled coins. Branches do not have coin counters and do not accept loose coins. Coin wrappers are available for custo...
Tue, 18 Aug, 2020 at 9:40 AM
Are there any transaction limitations on my account?
  There are no transaction limits for personal checking accounts. For any personal saving or money market account you are allowed 6 total checks, online ba...
Tue, 18 Aug, 2020 at 11:26 AM
I received a notice that my account is “inactive.” What does this mean?
  Checking, savings, and money market accounts are considered inactive when you do not initiate any deposits or withdrawals from your account within a 24-m...
Tue, 18 Aug, 2020 at 11:28 AM
When do I start earning interest on my account?
  Interest bearing accounts start earning interest immediately. Interest is earned daily, but compounded and paid monthly.  
Tue, 18 Aug, 2020 at 11:29 AM
What if I do not want to enroll in any overdraft plan?
  You are automatically enrolled in the Overdraft Elect Partial Coverage Election Plan. If you do not want to participate in any Overdraft Elect Plan pleas...
Tue, 18 Aug, 2020 at 12:09 PM
What is the difference between Overdraft Protection and Overdraft Elect™?
Overdraft Protection allows you to link your checking account with another eligible Fulton account to cover purchases or debits if you don't have enough...
Tue, 18 Aug, 2020 at 12:10 PM
How do I find out which overdraft plan I currently have?
  Please call us at 1.800.385.8664 or 1.800.FULTON.4 or visit a branch and a representative will help you.  
Tue, 18 Aug, 2020 at 12:10 PM
What are the fees for overdrafting my account?
  The fees charged depend on whether you enroll in Overdraft Protection.   There is no fee to enroll in Overdraft Protection. If enrolled, there’s a $12 ...
Fri, 23 Feb, 2024 at 11:06 AM